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Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home, and auto insurances all have deductibles, so it’s important that
Know how to handle your car accident. Over six million car accidents occur each year in the United States. The good news is that most of them involve only property damage, but one in three accidents involved personal injury. With two out of every ten accidents leading to fatal injuries, it’s essential that drivers know how to handle a car
Insurance Advice for Young Adults in Their 20’s from Mary Pursell, CPCU Growing up entails many things for people in their twenties, like graduating, finding a job, grad school, finding your place in the real world and still maintaining a social life to name a few. While all these life events are new and scary, they don’t have to
Before it comes to filing a claim with your insurance company, it is important to know if you have coverage for the loss. Flood insurance is often tricky because a flood to you might not constitute as a flood to your carrier. At Abbate, we strive to protect our clients by placing them with the right coverage for their home, business, car, or
Check out common suits against companies so that you ensure your business is covered. Business owners can employ one person to a whole team of large workforces. With that said, if your employees have felt that they have been mistreated by the business in some way, they have the right to take action against your company. With the rise of
Monthly vs. annual premium payment plans – Is it all the same? When it comes to insurance coverage, there are many decisions to make about coverage, deductibles, plans, and extras. You’ll also need to decide how and when you’ll pay for this coverage. Most insurance companies give you the choice of paying for the entire policy at once or spreading
Your bling, family heirlooms, and precious jewelry can be protected from burglaries! When it comes to jewelry, men and women alike aim to take care of their well-loved, sentimental, and flashy pieces. As a result, the silver polish is out monthly and a jewelry box is bought to store precious belongings. While these are sensible steps to take, one glaringly
Insurance agents offer benefits that you cannot get on your own. Insurance can be a very confusing subject. Luckily, insurance brokers are there to help you find the right amount of coverage. Still, many people forego working with an independent insurance agent for many reasons. There are many benefits of working with an agent instead of looking for policies on
Ask your insurance agent these questions to ensure that you have the right amount of coverage. Insurance can be a very confusing topic, especially when it comes time to finding the right amount of coverage. Luckily, working with an independent insurance agent can help to make the entire process much easier. Make sure to ask your insurance agent these common