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Evaluate your worst-case scenario to determine how much homeowners insurance you need! As morbid as it sounds, if your home was to get burgled overnight or if there was a fire in the home today, you should know how much it would cost to replace everything in your home. As most people would struggle to replace all of their possessions,
Determine what factors can increase your homeowners insurance cost. When calculating homeowners insurance rates, insurers look at more than just your home’s value. There are a wealth are factors that cause your homeowners insurance premiums to inflate or decrease. Here are the top 5 influencing factors: Age and construction – A new home’s structure is likely to be in better shape