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It’s easy to think that you don’t need flood insurance, especially if you live in an area not prone to flooding. However, with recent changes in weather patterns and the possibility of increased natural disasters, such as hurricanes, you never know when you might experience a heavy rainfall that causes flooding. Once the damage is done, it can be costly
Before it comes to filing a claim with your insurance company, it is important to know if you have coverage for the loss. Flood insurance is often tricky because a flood to you might not constitute as a flood to your carrier. At Abbate, we strive to protect our clients by placing them with the right coverage for their home, business, car, or
Flood Insurance Basics Your existing homeowners insurance policy will provide coverage for many unfortunate situations. However, it will not provide protection from any peril that you encounter. A home insurance policy will not provide coverage for damage that is caused during a flood. The only way to protect your home and belongings is to invest in a separate flood insurance policy.