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Determine what deductible best meets your needs. When you buy insurance, your policy may include a deductible. This is the amount that you agree to pay on a bill before the insurer pays the benefits. In the event of a claim, this is an immediate out-of-pocket expense. Health, dental, home, and auto insurances all have deductibles, so it’s important that
Make sense of your policy with this glossary. Do you know your comprehensive to collision? Perhaps you’re lost on liability and limits. Either way, a policy rife with terminology is going to look like Klingon to the average consumer. Don’t worry; you’re not alone. While most insurance agents are happy to fill in the gaps and decode jargon for those
Planning a move? Here’s what you need to know about home insurance. Are you bubble-wrapping belongings, viewing homes, and scheduling potential home movers? If you’re in the market for a new home, there’s a lot to remember to do. Before you start signing documents, be sure that you know what you’re looking for and getting when it comes to homeowners
Shelter your home from the flooding aftermath of a storm. During the winter, we’re hit with adverse and severe weather. Whether a heavy rainstorm is finally coming to a close or deep snows are beginning to melt, the potential for water damage may just be the beginning. Stormwater runoff can quickly overwhelm a situation, leading to flooding and property damage.
Graduating? You have health insurance options! Congrats, graduates! Whether you’re heading into the working world or planning your next move, you have plenty of options for affordable health insurance that works for your lifestyle and budget. While health insurance may be the last thing on your mind, don’t let it fall by the wayside. You may think that you’re inevitable,
Enjoy the surf and sand with your family this summer. A day in the sun and the sand is a great way to spend some quality family time together. Once everyone has had a chance to drink some water and take a quick dip, it’s time to gather your family around to enjoy the sea, sand, and summer sunshine! If
Adding your new teen driver onto your insurance policy can be an expense – here’s how to save! As a parent, if you’ve ever added your teen driver onto your auto insurance policy, you’ll know that coverage can be brutally expensive. Newly qualified teen drivers often cost a fair bit to insure as they represent a huge risk for insurers.
Do you know the extent of coverage in your homeowners policy? For most of us, a home is the biggest investment that we can make. Chances are it’s your most valuable asset, and you’re unlikely to have the available cash to cover your home repair should disaster strike. As a result, homeowners purchase insurance to protect not only their investment but
Seven things to check before you hit the road this summer vacation! It’s the busy summer travel season and with a long summer ahead, it’s the ideal time to head out on a road trip. Whether you’re driving a short distance or across the country, checking out your car before the journey is imperative. Before you head out on your