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Commercial general liability insurance is crucial for businesses, protecting against various liability claims. However, it is essential for business owners to understand the types of general liability claims and implement preventive measures to manage potential risks. With adequate protection from incidents that may arise, you can reduce the likelihood of facing legal battles and protect your financial assets. Continue reading
If you don’t drive a company-owned vehicle, chances are, you’ve never considered the need for a commercial auto insurance policy. After all, everyone drives their car to and from work without needing to change their policy. However, if you use your personal vehicle for business tasks during the workday, your personal auto insurance may not protect you if the worst
Even startup companies should offer these basic benefits. Once you have great employees on board, how do you keep them from jumping ship? One way is by offering a good benefits package! Many small business owners mistakenly believe that they can’t afford to offer benefits, rendering their employees empty-handed and bitter. By giving employees the benefits that they value, they’ll
Improve employee morale and company culture with these tips. As a small business, you may feel that your size limits your success, especially regarding employees. You may even become frustrated as your existing employees quit to take jobs with larger companies. Believe it or not, but employee turnover can cost you more than offering higher pay with perks. Making the
Jobs and occupations should never threaten eye health. Every day in the United States, over 2,000 workers suffer an eye injury, while nearly 1 million have lost some of their sight due to an eye issue. These injuries have resulted in more than $300 million in lost time, medical expenses, and workers’ compensation! With that said, isn’t it time for
The end of the year is approaching – prepare your business now! As the New Year approaches, it’s a good idea to make an early start on tidying and preparing your small business’s account information. A little bit of prep work now will make tax filing easier, as well as providing you with reliable information about how well your business
Experience Modifications can help to lower the cost of your worker’s compensation costs. Your experience modification rating, also known as your Experience Mod, is directly correlated to how much you spend on your worker’s compensation premiums. The lower your Experience Mod is, the lower your premiums will be. In order to fully understand how to use your Mod to control