Ask your insurance agent these questions to ensure that you have the right amount of coverage.
Insurance can be a very confusing topic, especially when it comes time to finding the right amount of coverage. Luckily, working with an independent insurance agent can help to make the entire process much easier. Make sure to ask your insurance agent these common questions to help you find the right auto and home policies that will meet your needs.
- Do I have enough liability? When it comes to your auto insurance, there is a minimum required amount of liability that you have to carry with your policy. Keep in mind that while the lowest amount of coverage is all that is legally required, increasing your coverage will help to keep you better protected.
- How much will it cost to rebuild your house? This is one of the most important questions that you can ask your insurance agent because it will give you a starting point of how much coverage you should have. You should always have enough homeowners insurance to completely cover the cost to rebuild your house if it was a total loss after a covered peril.
- Am I getting all the discounts that I can? There are many discounts that are available for both your homeowners and auto insurance policies that will help to keep the cost of your coverage low. Ask your insurance agent if there are any discounts that you can qualify for to help you save some money each month.
When looking for the right homeowners and auto insurance policies to keep you safe, contact the insurance professionals at Abbate Insurance in New Haven, Connecticut. As an independent insurance agency, we will work with you to ensure that you are able to find the right amount of coverage, all at the right price to fit your budget.