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Do You Have the Proper Amount of Insurance Coverage?

The 2015 year is half over, and if you have had any changes in your life, your insurance policies may need to be updated. Reviewing your insurance policies at least once a year is the best way to ensure that you have the right amount of coverage for your specific needs. Ask yourself these questions to decide if your insurance policies are working their best for you.

  • Did I upgrade my house? Any renovations or upgrades that you make to your house will most likely increase the value of your home, which means your homeowners insurance policy will also have to increase. Your home insurance policy should be providing enough coverage to completely rebuild your home from the ground up, including labor and materials.
  • Am I expecting a new child? If you welcomed a new child into your family, or are expecting one soon, make sure to take a look at your life insurance policy. The more dependents you have, the more life insurance coverage you will need. You will also want to add your new family member to your life insurance policy to ensure that they will have the financial cushion they need when you are gone.
  • Can I save any money? While you review your insurance policies, it is the perfect time to see if there are any new discounts that you qualify for. If you bought a new car, you may be able to qualify for a multi-vehicle discount with your auto insurance policy. Installing an alarm system in your home can help lower to cost of your home insurance policy.

For all of your insurance coverage needs when reviewing all of your policies, contact the insurance professionals at Abbate Insurance in New Haven, Connecticut. We will work with you to make sure that you have the right amount of protection, all at the right price.


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