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Auto insurers determine an insurance policy’s cost based on several factors. One such variable is how often a driver files a claim. If you have never filed a lawsuit with your auto insurer, your rates may be higher simply because there is no history on which to base the rate. However, if you don’t file a claim with your current
When you travel for the holidays, you can kennel your pet, hire a pet sitter, or take them with you. Many people are more open to traveling with their pets, and more hotels allow them in their buildings. Taking your pet on vacation isn’t as traumatizing as many people think. Some of them enjoy traveling. If you choose to take
Personal umbrella liability insurance is an additional form of liability protection that takes effect once all other liability insurance is used. Umbrella policies can sometimes be purchased separately, but are most often purchased by endorsement to your house and/or auto insurance policy. You will need minimum liability coverage for your home and car, which must be used before the umbrella
Most pet owners want to provide their animal companions with the best care possible. This entails ensuring that pets may receive top-notch veterinary care and treatment for any ailments or wounds that may manifest during their lifetimes. Purchasing pet insurance can enable access to even expensive medical care because the costs of covered services are often paid in full by
Health insurance is important to have, whether you buy it on your own or get it through your employer’s benefits package. As a pet owner, the care of your animal is your responsibility. There was no such thing as pet insurance in the past, and you were responsible for all of the costs associated with their care. Recently, pet wellness
Pet insurance is a great way to protect yourself from expensive veterinary bills. Depending on the type of policy you choose, you can rest assured that your pet will be able to receive the highest quality of veterinary care when they need it most. Pet insurance can be purchased to cover both injuries and illnesses. Most pet insurance policies can
If you’re thinking of becoming a cat parent, adoption might be your best option. Adopting your new family member from a pet shelter is not only cheaper, as the adoption fee already covers the cost of vaccinations and a health check, but also saves the life of a cat. However, adoption should not be rushed into without adequate preparation. It
If you don’t drive a company-owned vehicle, chances are, you’ve never considered the need for a commercial auto insurance policy. After all, everyone drives their car to and from work without needing to change their policy. However, if you use your personal vehicle for business tasks during the workday, your personal auto insurance may not protect you if the worst
In this busy world of ours, the mind is constantly pulled from one thought to another, leaving us feeling stressed and highly-strung. Many of us don’t think we have even a few minutes to sit down and meditate, despite how beneficial it can be to our overall physical and mental health. It’s important to take a few minutes each day