Personal Insurance

Pet insurance is a type of insurance policy that helps you cover the medical expenses of your beloved pet. In the event of an illness or accident, pet insurance can help ease the financial burden of medical bills. However, not all pet insurance policies are created equal, and understanding the premiums is crucial in making the right decision for your

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According to a claims data analysis from the Insurance Information Institute (Triple-I) and State Farm, dog bites and other dog-related injuries cost US homeowners insurers more than $1bn in 2022, marking a 28% increase from 2021. Even though the number of claims decreased by 2.2% last year, the average cost per claim was $64,555 in 2022, a 32% increase from

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Auto insurers determine an insurance policy’s cost based on several factors. One such variable is how often a driver files a claim. If you have never filed a lawsuit with your auto insurer, your rates may be higher simply because there is no history on which to base the rate. However, if you don’t file a claim with your current

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When you travel for the holidays, you can kennel your pet, hire a pet sitter, or take them with you. Many people are more open to traveling with their pets, and more hotels allow them in their buildings. Taking your pet on vacation isn’t as traumatizing as many people think. Some of them enjoy traveling. If you choose to take

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Personal umbrella liability insurance is an additional form of liability protection that takes effect once all other liability insurance is used. Umbrella policies can sometimes be purchased separately, but are most often purchased by endorsement to your house and/or auto insurance policy. You will need minimum liability coverage for your home and car, which must be used before the umbrella

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Most pet owners want to provide their animal companions with the best care possible. This entails ensuring that pets may receive top-notch veterinary care and treatment for any ailments or wounds that may manifest during their lifetimes. Purchasing pet insurance can enable access to even expensive medical care because the costs of covered services are often paid in full by

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Health insurance is important to have, whether you buy it on your own or get it through your employer’s benefits package. As a pet owner, the care of your animal is your responsibility. There was no such thing as pet insurance in the past, and you were responsible for all of the costs associated with their care. Recently, pet wellness

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Pet insurance is a great way to protect yourself from expensive veterinary bills. Depending on the type of policy you choose, you can rest assured that your pet will be able to receive the highest quality of veterinary care when they need it most. Pet insurance can be purchased to cover both injuries and illnesses. Most pet insurance policies can

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If you’re thinking of becoming a cat parent, adoption might be your best option. Adopting your new family member from a pet shelter is not only cheaper, as the adoption fee already covers the cost of vaccinations and a health check, but also saves the life of a cat. However, adoption should not be rushed into without adequate preparation. It

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