Flood Insurance

Floods are among the most devastating natural disasters, capable of causing extensive damage to homes and properties. While flood insurance is designed to provide financial protection against such events, many homeowners still need to decide whether their basements are covered under these policies. Basements are one of the most vulnerable areas in a home during flooding, raising an important question:

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Floods are natural disasters that can happen at any time and can cause a great deal of damage to your home. However, what about broken pipes? Do you need to worry about flood insurance covering the cost of repairs? In this post, we will answer the question, “Does flood insurance cover broken pipes?” We will also discuss what flood insurance

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Every year, the onset of hurricane season brings with it the risk of floods and other natural disasters that can cause severe damage to property and homes. Homeowners need to understand their options for protecting their investment with flood insurance. This blog post will discuss the different types of flood insurance available and how homeowners can get the coverage they

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Flood insurance is an insurance policy that protects a housing structure and its content from damage resulting from a flood. If you are a homeowner with a standard homeowners insurance policy, know that the insurance policy does not cover flood damage. Consequently, if your home is situated in a flood-prone area, you should purchase flood insurance; otherwise, you will have

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It’s easy to think that you don’t need flood insurance, especially if you live in an area not prone to flooding. However, with recent changes in weather patterns and the possibility of increased natural disasters, such as hurricanes, you never know when you might experience a heavy rainfall that causes flooding. Once the damage is done, it can be costly

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Flood risk and climate change are important factors that shape our environment today. It has become imperative that we follow these trends closely because they deeply affect our lives. Using risk maps can help insurers identify areas that are prone to floods or other natural disasters and use this data to set premiums and other details that help to improve

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Protecting your property from mass-destruction events.   A number of disasters are covered by your homeowners insurance,  however, every policy has its limits. Most standard homeowners insurance policies exclude flood and earthquake damage because they are considered mass-destruction events. If you live in a flood zone or an area prone to earthquakes, you will need to purchase separate flood insurance

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Before it comes to filing a claim with your insurance company, it is important to know if you have coverage for the loss. Flood insurance is often tricky because a flood to you might not constitute as a flood to your carrier. At Abbate, we strive to protect our clients by placing them with the right coverage for their home, business, car, or

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Have You Fully Protected Your Home? You have taken out a homeowners insurance policy to protect your home. That gives you peace of mind, knowing that the structure itself, as well as all of your personal property, are protected. What you may not consider, though, is that there are some areas into which your standard policy will not extend. To

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