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4 Tips To Save On Business Insurance

insured conceptMoney-Saving Business Insurance Tips Investing in the right business insurance policy is the best way to ensure that both your business and your employees are protected from any unfortunate situation. However, that protection does come at a price. While you cannot completely skip out on business insurance to help save money, there are some steps that you can take to reduce the costs. Keep these 4 money saving tips in mind to help lower the costs of your business insurance premiums.

  1. Increase your deductible – the higher your deductible, the less you will have to pay each month for your insurance coverage. It is important to keep in mind the higher your deductible, the more you will have to pay out of pocket before your insurance coverage kicks in. Make sure to choose a deductible that you are able to afford.
  2. Compare policies – while insurance companies may offer the same coverage options, they do not offer them at the same price. Make sure to shop around to ensure that you find the right amount of coverage at the right price. Working with an independent insurance agent can help to make the process much easier.
  3. Create a healthy work environment – the overall health of your employees can help to keep the cost of your health insurance low, as well as your worker’s compensation premiums. Healthier employees are much less likely to make both small and large health and worker’s comp claims.
  4. Enact the right safety procedures – all of your employees should know the proper safety procedures that are needed to stay safe while on the job, including basic first aid training and a knowledge of where first aid equipment is kept. Make sure that all employees also have the proper safety gear to do their job.

For all of your business insurance needs at the right price, contact Abbate Insurance in New Haven, Connecticut.


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