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Two Insurance Policies That Your Business Needs

Business Insurance New Haven CTTwo Necessary Commercial Insurance Needs

While any business insurance policy you invest in will help to protect your business from any peril, two available policies are more important than the rest – worker’s compensation and a business owner’s policy. Investing in these two policies can help to transform your business for the better.

A business owner’s policy, or BOP, combines different insurance coverage options into one single policy, which is especially helpful for small business owners. In most cases, a business owner’s policy will provide property insurance, liability insurance, and crime insurance. You have the option to tailor your BOP to meet the specific needs of your business to ensure that you have the coverage that you deserve. As an added bonus, bundling your different coverage options into one policy can also help to keep the cost of your coverage much lower than if you were to invest in each individual policy.

A worker’s compensation insurance policy is not only required by law, but it will also help to give your employees the peace of mind needed to feel safe at the workplace. Worker’s compensation will pay for any medical bills that are incurred if an employee is injured while on the job. It will also provide coverage for your business, since in exchange for the benefits offered by the policy, employee’s give up their right to sue their employer. Worker’s compensation insurance policies work to protect you and your business from the legal complications that can arise after a work injury.

For all of your business insurance needs, contact the insurance experts at Abbate Insurance in New Haven, Connecticut. As an independent insurance agency we will work with you to ensure that you have the right amount of commercial coverage, all at the right price to fit your budget.


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