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Avoid These Commercial Insurance GamblesInsurance mistakes to avoid when securing commercial insurance.

As a small business owner, you know that insurance isn’t a gamble. It’s something you must take seriously and consider wisely. Before you buy a policy, you want to make sure you have all your bases covered. To help protect your business and pocket, take a look at these commercial insurance gambles you don’t want to make.

One-Size Fits All

Are you limiting your business protection by purchasing a standard and basic insurance policy? A surprising number of businesses choose a policy that is not tailored to their needs, meaning that they may not have the right coverage in place. A start-up business won’t have the same liability risks as an established small business. Make sure you get tailored coverage that suits your business’s needs.

Failing to Review

This is a particularly risky gamble, especially since so many businesses grow rapidly and exponentially. If you’re new to insurance, you may choose to stick with your policy for months or years on end, but that doesn’t mean that it remains tailored to your business. As your company grows and services change, your insurance will need to be altered, too.

Foregoing Coverage

All it takes is one disaster for businesses to close their doors for good. Business interruption insurance helps your business to get back on its feet after a disaster that knocks you down. The longer your business is closed, the more money you’re losing. This coverage is valuable but often overlooked.

Are you ready to secure commercial insurance? Contact Abbate Insurance. To get started on securing your policy contact us today. We serve New Haven and neighboring cities in Connecticut.


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