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January 2016

26
Jan

Does ‘Full Coverage’ Cover It All?

Determine how to get full coverage on your auto insurance policy. Conscientious drivers often look for “full coverage” car insurance policies. However, many don’t know what full coverage is or how to get it! Let us explain. “Full coverage” isn’t a coverage in itself. It’s a phrase generally used to designate a number of coverages that provide a good amount of

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19
Jan

How Much Would It Cost to Replace My Household Items?

Evaluate your worst-case scenario to determine how much homeowners insurance you need! As morbid as it sounds, if your home was to get burgled overnight or if there was a fire in the home today, you should know how much it would cost to replace everything in your home. As most people would struggle to replace all of their possessions,

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12
Jan

Cancellation vs. Non-Renewal – What’s the Difference?

When you’re without insurance, be sure to know why! In some policy owners’ minds, whether your insurance company cancels your auto coverage, or simply chooses not to renew it, it all means the same – you’re suddenly without insurance.  However, the difference between a cancelled and a non-renewable policy can a significant factor in finding another policy pronto! Cancellation Insurance companies cannot

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5
Jan

5 Factors that Affect Your Homeowners Insurance Rate

Determine what factors can increase your homeowners insurance cost. When calculating homeowners insurance rates, insurers look at more than just your home’s value. There are a wealth are factors that cause your homeowners insurance premiums to inflate or decrease. Here are the top 5 influencing factors: Age and construction – A new home’s structure is likely to be in better shape

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