Worker’s Compensation 101

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Owning your own business comes with a lot of responsibility, including making sure that your employees are protected in the event of a work related accident.

If you have employees, the law in the State of Connecticut requires Workers Compensation coverage.  Failure to provide this coverage for your employees could result in a fine of up to $50,000.

Workers’ compensation will pay for the medical costs and lost wages for an employee if they are injured on the job, no matter who is at fault. It also provides security to you as a business owner knowing that if an employee is injured the cost of compensating them for the injury will not be taken from the assets of the firm.

As part of their compensation insurance programs many insurance carriers provide risk mitigation services to their policyholders to promote a safe and healthy environment for your employees and to reduce the risk of a claim.

For all of your workers’ compensation needs, contact Abbate Insurance in New Haven, Connecticut.  As an independent insurance agency, we will work closely with you to ensure your business meets its obligations and protects the assets it holds.

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